Peel Place
50 Carver Street
Birmingham BI 3AS United Kindom
Tel.  +44 (0) 121 233 3401    Fax. +44 (0) 121 236 2276
E-mail:, web:

Terms and Conditions

Please read carefully

Your use of this website, whether as a Registered User or Guest is subject to these terms and conditions of use ("Terms of Use"). Please read these Terms and Conditions carefully before you start to use the Website. By using the Website, you indicate that you accept these Terms and Conditions and that you agree to abide by them including (without limitation) those terms relating to the use of your personal data in accordance with the terms of our Privacy Policy. If you do not agree to these Terms and Conditions, please refrain from using the Website.


  •  GJIS (Europe) Limited reserves the right, at any time and without prior notice, to remove or cease to supply any product or service contained on this website. In the event that such removal takes place we shall not be liable to you in any way whatsoever for such removal
  • GJIS (Europe) Limited reserves the right to change the content, presentation, user facilities and availability of any part of the website at its sole discretion

Applications for products and services

  • Prices, and details, of products and services (and any offers) posted online are subject to change without notice. All products and services are subject to availability and we give no guarantee in this regard. The provision of details of products and services on this website are not, and should not be construed as, an offer to sell or buy such products or services by the relevant company. The company advertising the products or services concerned may accept or reject your offer at its sole discretion


  • GJIS (Europe) Limited will endeavour to ensure that this website is accessible for 24 hours a day. However, GJIS (Europe) Limited will not be liable if, for any reason, the website is unavailable at any time or for any period
  • You are responsible for making all arrangements necessary for you to have access to this website. You are also responsible for ensuring that all persons who access this website through your internet connection are aware of these Terms of Use, and that they comply with them
  • GJIS (Europe) Limited will not be liable for loss or damage arising if this website becomes unavailable or is suspended for any reason
  • If you choose, or you are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential, and you must not disclose it to any third party. We have the right to disable any use identification code or password, whether chosen by you or allocated by us, at any time, if in our opinion you have failed to comply with any of the provisions of those Terms of Use.

Copyright and Intellectual Property

  • GJIS (Europe) Limited or the other providers of information on this website own the copyright and all other intellectual property rights subsisting in the database accessible via the website and all material on this website, including all the trademarks visible on the website
  • You are not permitted to download, redistribute or extract any information on this website in whole or in part other than for your personal, non-commercial use, unless otherwise stated or agreed with GJIS (Europe)  Limited. Our status (and that of any identified contributors) as the authors of material on this website must always be acknowledged
  • Except as set out above, you may not reproduce, modify or in any way commercially exploit any of the information on this website
  • If you print off, copy or download any part of this website in breach of these Terms of Use, your right to use this website will cease immediately and you must, at our option, return or destroy any copies of the materials you have made


  • The images, logos and names on this website which identify GJIS (Europe)  Limited and their products and services are proprietary marks of GJIS (Europe)  Limited and/or the relevant third parties. Nothing contained in this website shall be deemed to confer on any person any licence or right on the part of GJIS (Europe)  Limited or any third party with respect to any such image, logo or name.

 Changes to Terms and Records of Agreements

  • GJIS (Europe) Limited may amend these Terms of Use at any time by amending this page and such amendment shall apply to your use of this website after such amendment

 Data Protection and Privacy Statement

  • All personal information you supply to GJIS (Europe)  Limited will be treated in accordance with our privacy policy


  • GJIS (Europe) Limited will take all reasonable steps, including encryption, to ensure that any personal or commercial information you provide is kept secure. However, because of the nature of the Internet, and the fact that it is not a secure system, GJIS (Europe)  Limited cannot and do not guarantee that information you provide will not be intercepted by others and decrypted. Consequently your privacy cannot be guaranteed

 Other websites

  • Links to external websites are deemed to be editorially relevant to the content/page they are linking from to provide further relevant information.GJIS (Europe) Ltd is not responsible for the content of external websites accessed via links from its own website and you are advised to comply with any copyright restrictions applicable to material downloaded from websites accessed via links from this site.

The GJIS (Europe)  privacy policy only applies to this website so when you link to other websites you should read their own privacy policy.

Internet and Email Communications

  • Messages sent over the Internet (including e-mail) cannot be guaranteed to be completely secure as they are subject to possible interception, monitoring, delay, loss or alteration. GJIS (Europe)  Ltd are not responsible for any such messages nor liable to you or anyone else for any damages or otherwise in connection with any messages sent by you to us or any third party or any messages sent by or appearing to be sent by us or any third party to you over the Internet (including e-mail). You should not include any sensitive or confidential information in such messages.

 Monitoring of Communications

  • To help us improve our service and in the interest of security, GJIS (Europe)  Ltd may monitor and/or record communications (whether over the Internet, telephone or otherwise) between you and us.

 Our Liability

  • The material displayed on this website is provided without any guarantees, conditions or warranties as to its accuracy. To the extent permitted by law, we, and third parties connected to us hereby expressly exclude:
  • This does not affect our liability for death or personal injury arising from our negligence, nor our liability for fraudulent misrepresentation or misrepresentation as to a fundamental matter, nor any other liability which cannot be excluded or limited under applicable law
  • The publication of the information provided on this website by GJIS (Europe)  Limited does not constitute a recommendation that you enter into any particular transaction nor a representation that any product and/or service detailed on this website is suitable or appropriate for you
  • Certain products and/or services detailed on this website may involve significant risks, and unless you have fully understood all such risks and independently determined that such transactions are appropriate for you, you should not enter into any transactions
  • You should not construe any of the information which is contained on this website as business, financial, investment, regulatory, tax, or accounting advice and this website should not be the prime basis for any investment decisions which are made by you or on your behalf.

Governing Law and Jurisdiction

  •  Information appearing on the Website is provided in accordance with and subject to the laws of the Republic of Ireland and the laws of the Republic of Ireland govern the conduct and operation of the Website. The courts of the Republic of Ireland have exclusive jurisdiction over all claims or disputes arising in relation to, out of, or in connection with these Terms of Use, the information contained on the Website, and any use made of that information. Any such claims or disputes shall be resolved in accordance with the laws of the Republic of Ireland. 3


  •  Information contained on this website is provided for information purposes only and GJIS (Europe)  Limited will use all reasonable endeavours to ensure that it is accurate at the date of publication
  • However, because of the nature of the Internet, there may be circumstances in which errors or omissions in the information may occur which are beyond the reasonable control of GJIS (Europe)  Limited. For example, unauthorised access by a third party
  • Consequently GJIS (Europe)  Limited will not be liable for loss or damages arising from the use of or reliance upon any information contained on this website, unless the accuracy of the information has been checked with and confirmed in writing by an authorised representative of, GJIS (Europe)  Limited before reliance is placed upon it

Linking to Our Site

  •  You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists
  • You must not establish a link from any website that is not owned by you. We reserve the right to withdraw linking permission without notice
  • Our site must not be framed on any other site without our express prior written permission
  • If you wish to make any use of material on our site other than that set out here, please contact customerservice@GJIS (Europe)

Uploading Material to Our Site

  • Whenever you make use of a feature that allows you to upload material to our site, or you make contact with other users of our site, you must comply with the standards set out in our Acceptable Use Standards section (below). You warrant that any such contribution does comply with those standards and you indemnify us for any breach of that warranty
  • Any material you upload to our site will be considered non-confidential and non-proprietary, and we have the right to use, copy, distribute and disclose to third parties any such material for any purpose. We also have the right to disclose your identity to any third party who is claiming that any material posted or uploaded by you to our site constitutes a violation of their intellectual property rights, or their right to privacy
  • We will not be responsible, or liable to any third party, for the content or accuracy of any materials posted by you or any other user of our site
  • We have the right to remove any material or posting you make on our site if, in our opinion, such material does not comply with the terms set out in the Acceptable Use Standards section.

Product Terms and Conditions

  •  If you apply for any product or service detailed on this website, these Terms of Use should be read in conjunction with any other terms and conditions which relate to any such product or service and, in the event of any contradiction between these Terms of Use and the specific terms and conditions relating to such product or service, the latter shall prevail. For the purposes of these Terms of Use, product(s) and service(s) shall include, without limitation, any insurance or financial service

Viruses, Hacking and Other Offences

  •  You must not misuse this website by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to this website, the server on which this website is stored or any server, computer or database connected to this website. You must not attack this website via a denial-of-service attack or a distributed denial-of service attack
  • By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990 and the Police and Justice Act 2006. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use this website will cease immediately
  • We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of this website or to your downloading of any material posted on it, or on any website linked to it
  • GJIS (Europe) Limited cannot warrant that this website is free of viruses or technical defects of any description and will not be responsible for any technical problems arising from the use of this website

Acceptable Use Standards

  •  You may use our site only for lawful purposes. You may not use our site:
  • to transmit, or procure the sending of, any unsolicited or unauthorised advertising or promotional material or any other form of similar solicitation ("spam")
    • to transmit, or procure the sending of any material which is: defamatory of any person; obscene, offensive or inflammatory; sexually explicit; promotes discrimination based on race, sex, religion, disability, or age; infringes any copyright, database right or trade mark of any other person; is likely to deceive any person; is in breach of any legal duty owed to a third party (e.g. duty of confidence); is threatening or abusive; is likely to harass, upset or embarrass any other person; misrepresents your identity; advocates or promotes any unlawful act
  • We will determine, in our discretion, whether there has been a breach of these Acceptable Use Standards through the use of our site. If a breach of this policy has occurred, we may take such action as we deem appropriate

Failure to comply with these Acceptable Use Standards constitutes a material breach of the Terms of Use and may result if our taking all or any of the following actions:

  • immediate, temporary or permanent withdrawal of your right to use our site;
  • immediate, temporary or permanent removal of any posting or material uploaded by you to our site;
  • a warning being issued to you;

Ownership of website

This site is provided and owned by:

GJIS (Europe) Limited

38 Main Street
Co. Dublin

GJIS (Europe) Limited (Registered No. 641552) is authorised and regulated by the Central Bank Ireland (Registration Number C419110).

© Copyright 2020 - GJIS (Europe)  Limited. All rights reserved.